If you are visiting Las Vegas on vacation or for business, you might find using Uber ride services more convenient than renting a vehicle. Even if you live here, you may use Uber from time to time. While using an Uber driver is usually safe, in some instances the driver could be negligent and cause a car accident. If you are injured in one of these accidents, either as a passenger in a Uber or in a vehicle hit by an Uber driver, it is important to understand how these crashes differ from traditional auto accidents.
Differences Between Uber and Auto Accidents That Could Affect Your Claim
In certain ways, an Uber auto accident is similar to other vehicle crashes. You must prove that the Uber driver or another driver was negligent in order to be entitled to compensation for your injuries. However, there are some important differences in these claims:
- More complicated issues. You could face more complicated issues in an Uber accident, especially concerning insurance. It may be difficult to determine whether the Uber driver’s insurance policy or the Uber company insurance policy would cover your injuries—or both. The driver should have purchased a policy that covers him as a commercial driver, but may only have a personal insurance policy that would not cover your accident. In addition, Uber does not consider its drivers employees, and only considers itself liable in certain situations. There could be disputes regarding their responsibility, for example, if the driver was waiting to pick up a passenger or not logged into the Uber system.
- More liable parties. In a passenger vehicle accident, there is usually only one party who would be liable for compensating you—the negligent driver. In an Uber accident, the Uber driver and Uber could face liability. In addition, if both drivers involved in the accident were negligent, you may need to file claims with three insurance companies.
- More insurance. In a passenger vehicle accident, there could be much less insurance coverage to pay you what you are owed. In Nevada, the minimum liability insurance required is $15,000/$30,000 in liability coverage to compensate victims for injuries of a wreck. If you were injured in an Uber accident, you could hopefully pursue a claim under the Uber driver’s insurance policy and Uber's, which has $1,000,000 in liability coverage.
The experienced car accident attorneys at Jones Wilson Injury Lawyers handle accidents caused by Uber and taxi cab drivers as well as those caused by other negligent drivers. In addition, we gladly represent victims who live out of state or outside of the Las Vegas area as well as right here in Henderson. If you or a family member was injured in an Uber car accident contact us online or call our office directly at 702.405.6000 to schedule your free consultation.