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Toll-Free: 866-299-0558
Phone: 702-405-6000
Jones Wilson, LLP
Call: 702-405-6000
Toll Free: 866-299-0558

Should I accept a settlement check from the insurance company in my slip and fall case?

smiling man offering checkAfter your slip and fall accident, you may be shocked at how quickly you hear from the insurance adjuster for the business or property owner who caused your fall. He may also offer to settle your case and to present you with a check if you just sign some paperwork. You might think you finally got lucky and may consider taking the money—especially if you need it and want to save the expense of hiring an attorney. But do not make the big mistake of saying yes to the adjuster’s offer.

Why You Do Not Want to Accept a Settlement Check at the Beginning of Your Case

If you received a settlement offer right after your accident, chances are the adjuster knows you have a strong case against his insured party and is trying to get you to a accept a lower amount of compensation than you are entitled to. Often times you will not know the true value of your case until months or longer after your accident because you cannot be certain of the extent of your medical treatment, what your final prognosis will be, and how long you will be off work—if you can return at all. Here is why you would not want to accept a settlement check early on in your case:

  • The insurance company will require you to sign a release waiving all claims to future compensation before giving you the settlement check. If you sign it and later discover your injuries were more serious than you thought, you could not go back to the insurance company or the negligent party to obtain any more compensation.
  • You could be entitled to much more compensation than the adjuster is offering you—even if you are certain of the extent of your injuries and have returned to work.

Before you decide to accept a settlement check, you want to consult an experienced slip and fall attorney who can advise you on how much compensation you are really entitled to. Depending on your medical prognosis, he may recommend waiting to attempt to settle your case until you have completed your medical treatment and have a better sense of what medical expenses and lost wages you will incur in the future to ensure you receive the settlement you deserve.

If you or a family member was hurt in a slip and fall accident, call us at 866-299-0558 to schedule a free consultation.