If you were injured in a car accident in Henderson caused by another driver, you will most likely have to talk to two insurance companies—the negligent driver’s and your own. This may happen even before you leave Henderson Hospital. When you are speaking to an insurance adjuster, you do not want to make the mistake that some victims make and say things that could hurt your claim for compensation.
What Should You Avoid Saying When Talking to an Insurance Adjuster?
You need to be very careful about what you say when speaking to an insurance adjuster because you may not realize that something you have said could be misinterpreted or used by the insurance company as a reason to deny or reduce your claim. Here is what you should do:
- Don’t give opinions. You want to avoid giving opinions on anything that you do not know. This could lead to you giving an inaccurate answer based on what you think, but that may not be true. Stick to what you know, such as where the crash occurred, when it happened, and who the parties involved in it were.
- Don’t apologize. If you are like many people, you may apologize for things when you did nothing wrong. You do not want to make “I’m sorry” or other similar statements when talking to an insurance adjuster because they can be misinterpreted as an admission of fault.
- Don’t say you were not hurt. Avoid making statements indicating that you were not hurt in the collision or that your injuries are not that serious. The reality is that the symptoms of back, neck, and spinal injuries, traumatic brain injury, and many other injuries may not be apparent until days or weeks after the accident.
- Don’t agree to a recorded statement. A recorded statement is a tape-recorded question-and-answer session with the insurance adjuster. You are not required to give a recorded statement, and you could inadvertently say something that can be interpreted to mean something that hurts your case.
- Don’t agree to a settlement. You never want to accept a settlement offer from the insurance company without first obtaining the advice of an experienced car accident attorney to be certain that you are receiving what you deserve. Many initial offers are for less than what the claim is worth.
- Don’t admit to not having an attorney. You do not want to admit to the insurance adjuster that you do not have a lawyer. This may lead him to try to take advantage of you and offer you less than you are entitled to in a settlement.
Your best strategy is to leave talking to the insurance adjuster to an experienced car accident attorney. If you are filing a claim for compensation following a car accident in Henderson, NV, our experienced car accident attorneys are here to help. Please feel free to contact us online or call us directly at 702.405.6000 to schedule your free consultation.